Traditional insurance plans—premiums, copayments, deductibles and coinsurance—frequently create barriers to care and can inhibit the use of services – such as primary care – that benefit health and wellbeing.
HAND is pleased to partner with The Center for Nonprofit Advancement, VitalHealth, and Nonstop Wellness to support nonprofits committed to health equity with an opportunity to reevaluate their employee benefits package. Through VitalHealth, a nonprofit organization can provide their employees access to health care coverage (medical, dental, vision, and life insurance) and retirement benefits at the best possible value. HAND recognizes that nonprofits often face challenges in competing in the job market, and research shows health insurance is a key factor in most workers’ decision to take or keep a job – so this opportunity not only has the potential to reduce your premiums but also to boost your organization’s competitiveness in attracting and retaining talent.
Here is why VitalHealth is your perfect fit:
- Unbeatable Value & Health Equity: VitalHealth has been serving the nonprofit community for over 40 years, securing the best comprehensive plans for your organization, including plans that eliminate out-of-pocket cost. This focus on affordability helps promote health equity within your organization.
- Peace of Mind: Focus on your mission, not medical bills. VitalHealth offers exceptional customer service, online billing and enrollment, consistent, predictable costs, and empowers your employees to prioritize their well-being.
- Complete Coverage: Get the healthcare options you and your team need, from medical essentials to dental checkups and free and low cost wellness programs.
WHO CAN ENROLL
Participation is only available to nonprofit members of HAND (with the exception of consultant members, who can access retirement packages). Not a Member Yet? Contact Trianna Overton and learn how HAND membership unlocks valuable resources like VitalHealth. Medical plans are available to HAND nonprofit members with two or more employees working 20 or more hours per week. Vision, life and dental plans are available to HAND nonprofit members with one or more employees working 20 or more hours per week. Only W-2 employees at nonprofit members of HAND may enroll. Board members, contract employees and volunteers cannot enroll in VitalHealth. Enrollment requires an additional $500 annual fee.
HOW TO ENROLL
Participation in VitalHealth requires a separate application process and is not included with HAND membership. Looking for assistance in preparing for enrollment? Explore this timeline for guidance. To take the first step towards signing up for VitalHealth, start by clicking the button below!
PROGRAM BENEFITS
VitalHealth is pleased to announce the medical carriers for 2024 – 2025 are Cigna and Kaiser Permanente.
- High Deductible Health Plans (HDHPs): Ideal for cost-conscious individuals and families. Pair your HDHP with a Health Savings Account (not included with plan) to maximize your savings on routine care.
- Nonstop Health Program (Cigna & Kaiser): Experience ultimate convenience with these unique plans. Enjoy $0 dollar out-of-pocket costs of deductibles, co-pays and prescriptions within the extensive in-network provider network.
- Kaiser Permanente DHMO Plus Plan: This innovative plan combines the benefits of a Kaiser Permanente DHMO in-network plan with an out- of- network benefit with the security of Nonstop’s no out-of-pocket costs for covered in-network services.
- Comprehensive Coverage: Most plans offering: Occupational & physical therapy, acupuncture/chiropractic services, infertility treatments (limited), healthy lifestyle programs.
- Low-cost Dental and Vision Plans: In and out of Network options with nationwide coverage.
- Basic Life insurance with Guarantee issue (no underwriting), meaning your employees will never have to submit to a medical exam or questionnaire to receive coverage
- COBRA: Seamless continuation of coverage: Qualifying employees can easily extend their coverage through COBRA without the additional administrative burdens and additional cost for your organization.
- Short- and Long-Term Disability: Short and long-term disability insurance can help your employees protect their income and financial security during an unexpected time
NOT READY TO ENROLL?
Not yet ready to enroll, but what to learn more? Email us to start a conversation with one of the Health & Retirement Program Coordinators!
