A Day in the Life of a Child

A Housing Affordability Public Service Announcement Series

Have you ever thought about who needs affordable housing? This public service announcement (PSA) campaign raises awareness around the relationship between housing affordability and the average take home pay of some of our most valued members of society: the professionals who take care of our children.

Have you seen this PSA?

A Day in the Life… A Nurse

Sponsored by District of Columbia Department of Housing and Community Development, HAND has launched the first PSA in the “Day in the Life of a Child” series. Promoted on Washington Metropolitan Area Transit Authority (WMATA) metro buses and rail platforms for the month of June, this initial concept focuses on a nurse (LPN) who earns the average salary of $45,900/year and highlights the disparity between the nurse’s income and what’s really needed to be able to afford a two-bedroom apartment in the D.C. area ($58,760/year). According to HUD’s affordability formula, a nurse would need to earn thousands of dollars more to be able to adequately afford the home. Including rent, what else does our nurse have to pay for? Food, utilities, health/dental care, child care, transportation, insurance, clothing, savings, etc.

Housing that is affordable is essential to the Washington region’s economic growth, a thriving business community and high quality of life for our workforce and most importantly our children.

Data for the PSA series is supplied by
National Housing Conference Paycheck to Paycheck
online tool.

Housing Affordability PSA Partners

Department of Housing and Community Development

The mission of the Department of Housing and Community Development (DHCD) is to create and preserve opportunities for affordable housing and economic development and to revitalize underserved communities in the District of Columbia.

Learn More
www.dhcd.dc.gov

HAND is proud to have them as our government sponsor for the WMATA PSA series.

National Housing Conference

The National Housing Conference (NHC) is dedicated to helping ensure safe, decent and affordable housing for all in America. As a division of NHC, the Center for Housing Policy specializes in solutions through research, working to broaden understanding of America’s affordable housing challenges and examine the impact of policies and programs developed to address these needs.

Paycheck to Paycheck is the National Housing Conference’s online tool that compares the median wages of workers in 80 different occupations to median housing costs in 210 metro areas. Policy makers and affordable housing advocates can use the Paycheck to Paycheck tool to find out which workers face challenges in accessing affordable homes to rent or buy and use the data to demonstrate the need for more affordable housing in their community.

Learn More
www.nhc.org/paycheck

HAND thanks NHC for the use of its dedicated research reflected in its 2014 Paycheck to Paycheck interactive tool.

Get Involved

Sponsorship?
If you are a government agency interested in sponsoring one of the upcoming PSAs, let us know! Email Heather Raspberry, hraspberry@handhousing.org, and we’ll be in touch.

 

Traditional insurance plans—premiums, copayments, deductibles and coinsurance—frequently create barriers to care and can inhibit the use of services – such as primary care – that benefit health and wellbeing.

 

HAND is pleased to partner with The Center for Nonprofit AdvancementVitalHealth, and Nonstop Wellness to support HAND members committed to diversity, equity, and inclusion with an opportunity to reevaluate their employee benefits package. Through VitalHealth, HAND members can provide their employees access to health care coverage (medical, dental, vision and life insurances) and retirement benefits at the best possible value. 

 

WHO CAN ENROLL
Participation is only available to nonprofit members of HAND. Medical plans are available to HAND nonprofit members with two or more employees working 20 or more hours per week. Vision, life and dental plans are available to HAND nonprofit members with one or more employees working 20 or more hours per week. Only W-2 employees at nonprofit members of HAND may enroll. Board members, contract employees and volunteers cannot enroll in VitalHealth. 

 

HOW TO ENROLL
Participation in VitalHealth requires a separate application process and is not included with HAND membership. To take the first step towards signing up for VitalHealth, start by completing the inquiry form below!

Start Here


PROGRAM BENEFITS

Medical carriers for the July 1, 2021 - June 30, 2022 plan year

VitalHealth is pleased to announce the medical carriers for 2021 – 2022 are Aetna and Kaiser Permanente. There are several plan options consisting of:

  • High Deductible, Health Savings Account Plans available through Aetna or Kaiser
  • Aetna with Nonstop Wellness
  • Aetna PPO Plan
  • Kaiser with Nonstop Wellness
  • Kaiser DHMO Plus Plan- Unique plan with out of Network Benefit
Healthcare Coverage highlights

Medical plans offer comprehensive coverage, including:

  • A choice of several medical, vision, dental and life insurance plans from popular, national insurance carriers.
  • Nonstop Wellness Program – eliminating upfront cost of deductibles, co-pays, and RX for employees
  • Occupational & Physical Therapy
  • Acupuncture/Chiropractic Services
  • Infertility Treatments (limited)
  • Wellness Programs
  • Domestic Partner Benefits
  • Dental, vision and life insurance plans
  • Guarantee issue (no underwriting), meaning your employees will never have to submit to a medical exam or questionnaire to receive coverage
  • COBRA coverage: a Center member organization must be actively participating in VitalHealth to provide COBRA to a transitioning staff person
  • Competitive rates — joining together to create a larger pool of lives enables VitalHealth to negotiate the lowest possible rates for our members
  • Access to short- and long-term disability insurance
Association Retirement Plan

The nonprofit retirement plan space has typically had plans with higher costs and restrictions compared to corporate plans.  The Association Retirement Plan levels the playing field by allowing nonprofits to receive expert guidance, outsourced fiduciary liability, and access to institutional investments while also having reduced cost. 

 

NOT READY TO ENROLL?
Not yet ready to enroll, but what to learn more? Fill out the inquiry form below to start a conversation with one of the Health & Retirement Program Coordinators!

Let’s Talk